Florida Boat Insurance Rates
My Insurance Rates more than doubled After moving to Florida?
Auto rates doubled, owns about five times more to Virginia. What's up with that? Has anyone tried moving to Florida to be hit with higher insurance rates, it seems lilke to all, including boats. For more? I know about hurricanes, but this is ridiculous.
Insurance rates are different in each state. Florida is one of the more expensive to live in (insurance wise). There is a dense population so that rates of car insurance is higher and there are a lot of coastline, hurricanes are a great risk. – Just as property values are not the same in each state is unsafe. The house of 1300 SF does not cost the same in South Carolina or Virginia as he does in Florida or New York. You move from SC to New York and you get home, much less for the same money. The same thing happens with the insurance. Insurance rates are based at risk for this specific area. And Florida has more risk than Virginia so that insurance is not much more expensive. Rates are also affected by the environment legal state. Florida is a litigious state author-friendly. When you get it, will cost more. In addition, Florida is a state PIP and I do not I think Virginia is. The MIP was originally intended to help keep rates low … but that really did not work. Since Florida has only 10K in PIP coverage, also is very easy to break the threshold and sue. Congratulations on your move.
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