Progressive Boat Insurance Claims
Go Ahead. Try holding your home during a hurricane!
We all know that hurricanes hit Florida. And if you live in Florida when a hurricane is forming, the news stations seem to forget that there is no information worth further notice. The minute we see that as the storm slowly and then drag it to the coast at a speed that can only be described as really slow. Each fall newsletter of the progress of a storm approaching the Africa than in Florida. Then with a burst of energy, they speed up and get ashore with the inevitable destruction.
This storm is a surprise. We saw it for a week. However, every year, my office is bombarded with calls from panicked clients, mortgage brokers and realtors who are trying to close a house as the wind speed reaches 80 mph and the waves are relocating boats leave for parking that are 3 blocks from the beach.
He does not have to panic. With a few precautionary steps, you can avoid the postponement of a closing. Each company insurance has a policy detailing at which point they will close to new business in the face of a storm. Instead of entering into a geography class long and detailed latitude and longitude, allows you to use a technique common sense.
Does the storm have a name? Then you should have your policy.
You see, no matter what you live in Jacksonville, the storm is in Chaves. Once the storm passed Cuba, most carriers will shut down the entire state. In industry, we call it "into the box."
It's easy to avoid problems. If it appears that a storm is forming, call your agent early. A lot of insurance companies will allow a policy to become effective during a storm while he is a new and closed the information was already on your system. Make sure you have insured with an insurance company that will allow new policy issues during the storm warnings.
So you can close your new home. By the way, you might want to get the phone number of the claims department. The storms which drove to a side of Florida have been known to make a surprise appearance in other parts of the state.
About the Author
Diane Howard has tremendous experience navigating the Florida property insurance market and is available at Florida ChoicePoint Insurance.
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