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Question about finances and that is my choice in my situation?
So I have a mortgage on my house and a loan Car accounts with typical credit card, electricity, etc. These are not my problem. I also have two pieces of property, I own with a friend and others that I have on my own. What I got with my friend who have two years of grace payments that will expire in April. The land I had only one losing interest loan for another year in the hope that the roads, this property would really be built. It is in North Hampton County in VA a half mile of a Boat ramp going to the Chesapeake Bay. Long story short in one of the roads that were held off again and again and I can not sell still no roads in it. Currently I have the 1 acre lot for sale for 150,000, with a decrease of 15% at time of purchase. If I needed to get rid of one, and this would keep the other with my friend. My question is what are the options I can take here out of this is paying off is not in my budget. Can I delete?
Try to negotiate a short sale with the bank, I'd rather have an experienced realtor. Banks prefer to deal with persons licensed by the State and transactian whole is not simple. You have to get a lawyer to deal with the wording as necessary, the agent must know the whole drill. Foreclosure busts him for 7yrs usually leads to bankryptcy!
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